Roy Robinson Protection Products

Vehicle Service Contract

  1. VSC allows you to have worry free driving. If the vehicle has a mechanical breakdown,
    the service contract will pay for any covered repair less any applicable deductible.
  2. Wraps around the Manufacturer’s Warranty.
  3. Peace of Mind.
  4. Rental Coverage – up to $30 per day.
  5. Towing Coverage - $75 per incident.
  6. Roadside Assistance - locksmith, gas, jumps, flat tire service, etc.
  7. Trip Interruption - $75 per day.
  8. Low Deductibles - $50 to $100 per occurrence.
  9. Refundable (Pro-rated amount).
  10. Transferable…. enhances future value.
  11. Hedges against inflation on cost of parts and labor.
  12. Lock in at today’s rates, for tomorrow’s repairs.
  13. Budget Protection - able to set up in monthly payments.
  14. Unlimited Claims.
  15. AM Best rated standard for large service contract providers.
  16. Exclusionary coverage vs. stated component coverage. (ON NEW VEHICLES ONLY)
  17. Nationwide Coverage. (USA and Canada)

Gap Insurance

If you purchased a new vehicle and weren't able to afford a large down payment or financed your new vehicle for extended terms, you may need gap insurance. Vehicles notoriously depreciate in value and depreciation starts the moment the customer leaves the dealership. You would be a candidate for gap insurance if:

  • Put less than 20 percent down. (Not mandatory but recommended)
  • Roll negative equity from a previous vehicle loan into a new vehicle loan.
  • Drive more than the average 15,000+ miles annually.

If a total loss occurs, gap insurance will pay the difference between the actual cash value (ACV) of the vehicle and the current outstanding balance on the loan or lease. In a total loss situation, it will also cover the insurance deductible, up to $1000.

Key Replacement

Unfortunately, this great technology comes at a price. Replacing computer programmed keys and multifunction remotes can be extremely expensive and time consuming. In some cases, depending on the make and model of the vehicle it can cost as much as $100 to $800 per key & remote. In the event a key and/or remote is lost, stolen or damaged we will pay for a replacement up to $500 a year.

Data Dots

DataDot DNA is a security identification system that uses microscopic data applied (DataDots) to protect your valuables and property from theft.

Data Dots are tiny microscopic discs that contain unique information that’s linked to the proper owner. As small as a grain of sand, DataDots are recognized as being one of the most effective ways of preventing theft and counterfeiting. They enable items to be easily identified, and play a crucial role in the recovery and return of stolen assets.

Peace of mind – if property is stolen, its ownership is easily traceable via the secure DataDot national database. Proof of ownership – the unity code on each DataDot links property back to the owner making it virtually impossible for thieves to sell it safely. Also ensures that law enforcement can identify property. DataDot technology has local and international support including: Crime Prevention Partners with Crime Stoppers USA and Crime stoppers Australia, International Association of Auto Theft Investigators, International Association of Marine Investigators.

If the vehicle is stolen and not recovered within 30 days, the owner will be paid $3,000.00, plus an additional $2,000.00 will be applied to the replacement purchase from Roy Robinson Inc. If the vehicle is stolen and recovered within 30 days the owner will be reimbursed up to $500.00, to be applied to the owner’s insurance deductible.